Loans & Mortgages

Flexible financing solutions for your projects – from home purchase to personal goals.

Check your eligibility
Competitive rates

From 2.75% APRC variable.

Fast approval

Decision in 24h for personal loans.

Fully online

Apply from home, e-signature.

No early repayment fees

On most personal loans.

Find the right loan for you

Unsecured

Personal Loan

from 5.9% APR
  • €1,000 – €50,000
  • 1–7 years term
  • No collateral needed
Apply now
Secured

Mortgage

from 2.75% APRC
  • Up to 80% LTV
  • Fixed, variable or mixed
  • 10–30 years term
Get pre‑approved
Vehicle

Auto Loan

from 6.2% APR
  • New & used cars
  • Up to 100% financing
  • 1–8 years term
Apply now
Home improvement

Renovation Loan

from 5.5% APR
  • €3,000 – €75,000
  • Up to 10 years
  • Disbursement in stages
Learn more
Simplify

Debt Consolidation

from 6.5% APR
  • Combine multiple debts
  • Lower monthly payment
  • Fixed interest rate
Calculate savings
Eco‑bonus

Green Mortgage

from 2.50% APRC
  • For energy‑efficient homes
  • 0.25% rate discount
  • Up to 85% LTV
Check eligibility

Representative examples

Product Loan amount Term Representative APR Monthly payment
Personal Loan€10,0005 years6.1% APR€194
Mortgage (fixed)€200,00025 years2.95% APRC€945
Auto Loan€25,0006 years6.4% APR€419
Renovation Loan€30,00010 years5.8% APR€330

Rates effective as of April 2026. Actual rate depends on your financial situation. Terms and conditions apply.

Apply in four easy steps

1
Choose your loan

Select the product that fits your needs.

2
Fill online form

Basic info, income, purpose – 10 minutes.

3
Get instant decision

Personal loans often approved in minutes.

4
Receive funds

Money in your account within 24h.

Start application

Talk to a mortgage expert

Our mortgage advisors are here to guide you through every step – from pre‑approval to final signing.

Book a free consultation
mortgage advisor

Questions about borrowing?

Visit our FAQs or contact us. We're happy to help.